Foreclosure Philippines Latest Information

Foreclosure Philippines Latest Information

The Briefcase: Local foreclosure rate inched up in November
The foreclosure rate increased slightly in the Winston-Salem metropolitan statistical area during November, according to a national real estate research group.

Fitch Affirms GMAC Mortgage's Residential Primary & Special Servicer Ratings; Outlook Negative
Fitch Ratings has affirmed the following U.S. residential mortgage servicer ratings for GMAC Mortgage LLC as follows (These servicer ratings formerly were under the name of

$25B nationwide mortgage deal goes to states
The nation's five largest mortgage lenders have agreed to overhaul their industry after deceptive foreclosure practices drove homeowners out of their homes

Mortgage settlement between banks, states 'close'
A $25 billion settlement between the nation's major banks and U.S. states over deceptive foreclosure practices during the housing crisis is nearing completion.

Pag-IBIG offers loan restructuring program
MANILA, Philippines — Housing loan borrowers in arrears for at least three months may now apply for loan restructuring and condonation of penalties, according to the Home Development Mutual Fund (Pag-IBIG). Pag-IBIG Fund Chief Executive Officer Darlene Marie B. Berberabe said the agency will be implementing a loan restructuring and penalty condonation program for delinquent housing loan ...

Death does not take out debtor’s loan
Dear PAO, My brother and I found out that our deceased mother had mortgaged a property in Caloocan City in 2000. The son of the mortgagee was acting in her behalf who wanted us to pay the loan in the amount of P120,000. I asked him if he was given a special power of attorney by his mother but it seems not real. Can he sell the said property? What can we do to have the title returned to us? Ramon

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